Off-Grid Living in McCone County, Montana
McCone County currently has no adopted zoning ordinance, so off-grid land use is governed mainly by Montana state rules except for septic, which the county's Health Center permits directly. Confirm details before building since county zoning regulations are actively being drafted and could change the picture.
Is it legal to live off-grid in McCone County, Montana?
There is no outright ban on living off-grid in McCone County, Montana - it is possible, but the local rules are not all documented online. Zoning and land use are not clearly documented online, so confirm it locally, putting a cabin, tiny home, or RV on raw land is not clearly documented online, so confirm it locally, and building permits are set locally and vary by area. Plan around septic/wastewater (generally allowed) and disconnecting from utilities (not clearly documented online, so confirm it locally). Because these rules are set locally, confirm the specifics with McCone County before you buy land or build.
The verdict for McCone County
- Zoning: Unclear - verify
- Dwellings, tiny homes: Unclear - verify
- Building permits: Varies locally
- Septic: Generally allowed
- Greywater reuse: Unclear - verify
- Rainwater harvesting: Generally allowed
- Private wells: Generally allowed
- Living disconnected from utilities: Unclear - verify
McCone County at a glance
Who to call in McCone County
- Planning McCone County Government
- Environmental McCone County Public Health (406) 485-2444
- Septic and health McCone County Health Center (406) 485-3381
- Building permits Montana DLI Building Codes Program (406) 841-2056
- Environmental Montana DEQ
- Wells and water Montana DNRC
Offices named on official pages during research. Phone numbers appear only when the official page showed one; confirm hours and jurisdiction before you drive out.
McCone County, Montana is about as rural as it gets, roughly 1,700 people spread across a huge stretch of eastern Montana, with Circle as the county seat. If you're eyeing off-grid land here, the biggest thing to understand right now is that the county has no adopted zoning ordinance. McCone County is actively drafting its first zoning regulations (funded in part by a Montana Department of Commerce planning grant), but until that's adopted, unincorporated land in the county isn't subject to county zoning districts. That's a real opportunity for off-grid buyers today, but it also means the rules could tighten once the new regulations are in place, so I'd check the county's progress before you commit to a long-term plan.
On dwellings, tiny homes, and RVs, I couldn't find a McCone County-specific ordinance. What I can tell you is the state baseline: Montana adopted Appendix Q of the International Residential Code back in 2019, which covers tiny homes on permanent foundations (under 400 square feet, with specific ceiling-height minimums). Tiny homes on wheels are generally treated as RVs, which typically limits them to seasonal or temporary occupancy rather than full-time living, unless local rules say otherwise. Since McCone County hasn't published its own stance, I'd confirm current practice directly with the county before assuming either way.
Building permits are another area where the county appears to fall under state jurisdiction. Montana law lets counties opt into running their own certified building code program, but I found no evidence McCone County has done so, which means the Montana Department of Labor & Industry's Building Codes Program likely covers permitting here. Importantly, state law exempts most single-family residential buildings (under five units) and private garages/storage buildings from needing a state building permit at all, which is good news for a lot of small off-grid setups. Confirm your specific project with the state Building Codes Program.
Septic is where McCone County is clearly hands-on: the county's Health Center administers its own wastewater permit application, requiring a site plan, well-proximity data, a percolation test, and water quality testing, all coordinated with state DEQ design standards. This is not optional, and it's the one area I'd treat as certain rather than "figure it out later."
Greywater and rainwater harvesting have no county-specific rules I could find, so state baseline applies, generally permissive for basic indoor greywater reuse and rooftop rainwater collection, with subsurface greywater irrigation systems facing more scrutiny similar to septic review.
Private wells fall under state DNRC water rights administration, not county authority, though well data does get folded into the county's septic permitting process. And on utility disconnection, I found no county requirement forcing a hookup to grid power or public water, though your septic permit is still mandatory regardless of grid status.
Bottom line: McCone County today is unusually open due to the zoning gap, but confirm everything directly since a real ordinance is coming.
McCone County in numbers
- Worst-month sun
- 2.7 peak hours/day (4.9 annual average)
- Heating degree days
- 7,675
- Precipitation / snow
- 14.32 in / 32.5 in a year
- Frost-free season
- 05-10 to 09-26
- Elevation
- 2,690 ft
- Fire station
- Lambert Fire Department · 5.5 mi
- Hardware
- Pro Build · 21.9 mi
- Supermarket
- Reese & Ray's IGA · 22.5 mi
- Hospital
- Sidney Health Center · 21.8 mi
Open the full site report for this spot →
30-year climate normals for the nearest ZIP and distances from the town center; a specific parcel will differ. Run the site report on an address for its own numbers.
Planning a build in McCone County
The rules above decide what you may build. The numbers below decide what you will have to build, and they come from this place rather than from a national average.
Solar: size for the worst month, not the average
McCone County averages 4.9 peak sun hours a day across the year, but its worst month averages 2.7. That is a drop of about 45 percent. An array sized on the annual figure will therefore come up short in the worst month by roughly that much, in the season when lights, pumps, and heating fans all run hardest.
Put another way, meeting the same daily load in the worst month here takes about 1.8 times the array that the annual average implies, or a generator and the fuel budget to run it. Neither is wrong; what is wrong is discovering the gap in the first winter. The solar calculator runs this arithmetic against your own load list, and lesson four covers building that list before buying panels.
Heat: 7,675 heating degree days
That is a genuinely cold heating season, where losing heat for a few days in winter risks the plumbing and the building itself. Heating demand at this level dwarfs everything electrical in the house, which is why almost nobody here heats with electricity from a battery bank.
As a rough order of magnitude, a small, reasonably insulated cabin heated mainly with wood in a climate like this tends to burn in the region of 6.4 cords a season, with the real figure swinging widely on insulation, house size, and how you burn. Treat that as a bracket for planning your woodshed rather than a promise, split and stack a season ahead, and check with a moisture meter before burning. The firewood calculator and heat-loss calculator narrow it down from your own building.
Growing season: about 139 frost-free days
Average last frost falls around 05-10 and average first frost around 09-26, which leaves roughly 139 days between them. That figure decides what can be grown outdoors without protection, whether a season extension structure is worth building, and how much of the year food storage has to cover. Averages also hide the frost that arrives two weeks early, so plan the garden on the short end. The garden calculator and food storage calculator work from this number.
Water: what the roof would actually catch
McCone County receives about 14.3 inches of precipitation a year. A 1,000 square foot roof here would shed on the order of 7,583 gallons a year at a realistic 85 percent collection efficiency, before any losses to first-flush diversion, evaporation, or overflow in a heavy storm.
The annual total is the easy part. What sizes a cistern is the longest dry stretch, because catchment is seasonal almost everywhere and a tank that covers the average year can still run empty in August. Check the local rules too: rainwater harvesting is regulated in some states even where it is broadly allowed. The rainwater calculator works from your own roof and rainfall pattern, and lesson three covers why water is chosen before power.
Snow: 33 inches in an average year
At this level, snow is a design input rather than a nuisance. It sets the roof load your structure has to carry, it decides where a metal roof may safely shed and therefore where doors, propane tanks, and walkways must not be, and it buries a ground-mounted array at exactly the time of year the array matters most. It also makes the driveway a system: how it is graded, where the snow is pushed, and who clears it when you cannot.
Distance is part of the plan
Measured straight line from the center of McCone County: the nearest fire station is about 5.5 miles away (Lambert Fire Department), the nearest hospital is about 21.8 miles away (Sidney Health Center), the nearest supermarket is about 22.5 miles away (Reese & Ray's IGA). Road miles will be longer, and in winter longer again.
The fire distance is worth noting before you buy rather than at renewal: insurers commonly rate rural property partly on how far it is from a responding station and from a water source, and some decline off-grid or owner-built structures outright. Ask an agent who writes rural policies what they would need to see, while the answer can still change what you build. Lesson eleven covers the insurance and financing side.
The hospital distance sets what your first aid kit and your medical plan have to cover in the gap, and it is the number to think about before anyone in the household depends on refrigerated medication or mains-powered equipment.
Confirming this for your own parcel
On this page 5 of the eight topics are recorded as unclear or as varying within McCone County: zoning, what counts as a dwelling, building permits and codes, greywater, mandatory utility connection. Those are the calls to make first, because they are the ones where a general answer cannot be trusted for a specific parcel. Ask for the answer in writing where the office will give it, and note the name and the date where it will not.
Where a topic is recorded as settled here (septic and sewage, rainwater harvesting, wells and water rights), the source is cited further down this page. Sources go stale, ordinances get amended, and this site logs corrections publicly rather than editing them away, so if you find something here that no longer matches the county, the corrections page is how to say so.
Before any of those calls, walk the parcel with the land walk checklist and take the questions for the county with you. The parcel check pulls flood, wetland, slope, and access data for a specific parcel and shows its sources, which is a good way to arrive at the office with the questions already framed. Lesson two is the wider version of this list.
Sources
Primary sources (statutes, agencies, municipal documents)
- McCone County - Montana mcconecountymt.gov
- Montana Department of Commerce Allocates Planning Grants to Eight Montana Communities | Montana Department of Commerce news.mt.gov
- Zoning Ordinances | Montana Department of Commerce commerce.mt.gov
- PERMIT # ____________ COUNTY APPLICATION FOR WASTEWATER TREATMENT SYSTEM mcconecountymt.gov
- Wastewater (Septic) Permit Records www.healthygallatin.org
- Contact Us - McCone County Health CenterMcCone County Health Center mcconehealth.org
- Contact - McCone County Public Health www.mcconecountypublichealth.org
- Building Permits bsd.dli.mt.gov
- Montana Building Codes Program bsd.dli.mt.gov
- McCone County Resource Guide courts.mt.gov
- Montana Building Codes Program bsd.dli.mt.gov
Secondary sources (universities, regional bodies)
- Chapter 8: Land Use and Planning Law in Montana www.montana.edu
Only government, statute, municipal, university, and regional-planning sources are listed. Pages used to find an issue but not to substantiate it are not cited. See how this database is researched.
Live here? Help keep McCone County accurate.
Residents, landowners, builders, and town officials: confirm what is right or tell me what is wrong. Every note is checked before it appears. Two minutes, no account.
FAQ
Common questions about off-grid living in McCone County
Is it legal to live off-grid in McCone County, Montana?
There is no outright ban on living off-grid in McCone County, Montana - it is possible, but the local rules are not all documented online. Zoning and land use are not clearly documented online, so confirm it locally, putting a cabin, tiny home, or RV on raw land is not clearly documented online, so confirm it locally, and building permits are set locally and vary by area. Plan around septic/wastewater (generally allowed) and disconnecting from utilities (not clearly documented online, so confirm it locally). Because these rules are set locally, confirm the specifics with McCone County before you buy land or build.
Does McCone County have zoning I need to worry about?
Not yet. As of this research, McCone County has no adopted countywide zoning ordinance, though one is being drafted with state planning grant support. Once adopted, it could add new rules for off-grid land use, so check the county's current status before buying or building.
Can I live full-time in a tiny home or RV in McCone County?
There's no county-specific ordinance found on this, so the state baseline likely applies: tiny homes on permanent foundations can follow Montana's Appendix Q code, while tiny homes on wheels are generally treated as RVs meant for seasonal or temporary use. Confirm directly with the county since this isn't settled locally.
Do I need a building permit for an off-grid cabin?
Likely not for many small single-family structures, since Montana exempts most residential buildings under five units and private storage/garage buildings from state permits, and McCone County appears to fall under the state's Building Codes Program rather than running its own. Confirm your specific project with that state office.
What's required for a septic system?
McCone County's Health Center requires a full application with a site plan, percolation test results, and well-proximity/water quality testing, coordinated with Montana DEQ design standards. This is one of the few areas where the county is clearly and directly involved.
Can I dig my own well?
Well permitting and water rights are handled by the state DNRC, not McCone County. If your well will feed a septic system, the county will want proximity and water quality data as part of your septic application.
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