Off-Grid Living in Montgomery County, Tennessee
Montgomery County, Tennessee enforces countywide zoning and building/septic permits in unincorporated areas via CMCRPC and the county Building and Codes Department, unlike many "no zoning" rural TN counties. Several off-grid specifics, tiny home/RV occupancy, greywater, and mandatory utility hookup, remain unconfirmed locally, so direct calls to the named county offices are your best next step.
Is it legal to live off-grid in Montgomery County, Tennessee?
There is no outright ban on living off-grid in Montgomery County, Tennessee - it is legal but regulated. Zoning and land use are restricted, putting a cabin, tiny home, or RV on raw land is not clearly documented online, so confirm it locally, and building permits are restricted. Plan around septic/wastewater (restricted) and disconnecting from utilities (not clearly documented online, so confirm it locally). Because these rules are set locally, confirm the specifics with Montgomery County before you buy land or build.
The verdict for Montgomery County
- Zoning: Restricted
- Dwellings, tiny homes: Unclear - verify
- Building permits: Restricted
- Septic: Restricted
- Greywater reuse: Unclear - verify
- Rainwater harvesting: Generally allowed
- Private wells: Generally allowed
- Living disconnected from utilities: Unclear - verify
Montgomery County at a glance
Who to call in Montgomery County
- Zoning Clarksville-Montgomery County Regional Planning Commission (CMCRPC) (931) 645-7448
- Building permits Montgomery County Building and Codes Department
- Septic and health Environment/Groundwater Protection Office (615) 687-7000
- Environmental Montgomery County Stormwater Program 931-648-5718
- Other Clarksville Gas & Water / Clarksville Water System 931-645-7400
- Wells and water TDEC Division of Water Resources
Offices named on official pages during research. Phone numbers appear only when the official page showed one; confirm hours and jurisdiction before you drive out.
I've been digging into what it actually takes to live off-grid in Montgomery County, Tennessee, and the first thing I want to flag is a common misconception: this is NOT one of those "no zoning" rural Tennessee counties people romanticize. Montgomery County has had a countywide zoning resolution since 1964 (reissued February 2024), administered by the Clarksville-Montgomery County Regional Planning Commission (CMCRPC), covering all unincorporated land outside Clarksville city limits. If your parcel is inside Clarksville, a totally separate city zoning code and city Building & Codes office apply, so step one is confirming which side of that line you're on.
On dwellings, I couldn't find county-specific rules addressing tiny homes under Appendix Q or long-term RV living as a permanent residence. The county's Building and Codes Department does require permits for single-family homes, mobile homes, additions, and outbuildings, but treats these fairly conventionally. Until I find something more specific, I'd call this "not confirmed" and assume the state baseline applies, meaning you should ask Building and Codes directly whether Appendix Q (the simplified tiny-home code) is in effect locally.
Permits are very much required here. The county has not opted out of code enforcement. A residential permit application needs things like a site plan, an Adequate Facilities Tax receipt, a road-damage bond or TDOT letter, and critically, a septic permit from the county's Environmental and Groundwater Protection office before you can even pull the building permit. Tennessee law does let homeowners self-permit their own personal-use construction periodically under state statute, but you still have to meet every inspection requirement.
Septic is a hard requirement, there's no dry-cabin exemption I could find. This is a state (TDEC) rule administered locally. Composting toilets would need NSF Standard 41 certification under the same state baseline.
Greywater reuse is genuinely unclear at the county level, no local ordinance was found either way, so it falls back to the state plumbing code, which technically allows subsurface irrigation reuse. I'd confirm specifics with the county Environmental office.
Rainwater harvesting looks fine, no county restriction turned up, and the stormwater program regulates development runoff, not household catchment. Private wells are legal and state-regulated, requiring a licensed well driller, even though most residents near Clarksville are on the public water system.
Utility disconnection itself isn't restricted, but I found no county ordinance either mandating or exempting connection to public water/sewer where it's available, so that's another one to confirm directly, especially since Clarksville's in-city rules may differ from the unincorporated county.
Bottom line: Montgomery County is more regulated than the "off-grid friendly" stereotype of rural Tennessee, so budget time for phone calls before you buy land.
Montgomery County in numbers
- Worst-month sun
- 3.3 peak hours/day (4.9 annual average)
- Heating degree days
- 4,018
- Precipitation / snow
- 50.18 in / ? in a year
- Elevation
- 554 ft
- Hardware
- Harbor Freight Tools · 1.9 mi
- Supermarket
- Walmart Neighborhood Market · 0.2 mi
- Fast food
- Mercado Chapalita · 0.4 mi
- Hospital
- Colonel Florence A Blanchfield Army Community Hospital · 6.6 mi
- Fire station
- Station 5 · 0.1 mi
Open the full site report for this spot →
30-year climate normals for the nearest ZIP and distances from the town center; a specific parcel will differ. Run the site report on an address for its own numbers.
Planning a build in Montgomery County
The rules above decide what you may build. The numbers below decide what you will have to build, and they come from this place rather than from a national average.
Solar: size for the worst month, not the average
Montgomery County averages 4.9 peak sun hours a day across the year, but its worst month averages 3.3. That is a drop of about 32 percent. An array sized on the annual figure will therefore come up short in the worst month by roughly that much, in the season when lights, pumps, and heating fans all run hardest.
Put another way, meeting the same daily load in the worst month here takes about 1.5 times the array that the annual average implies, or a generator and the fuel budget to run it. Neither is wrong; what is wrong is discovering the gap in the first winter. The solar calculator runs this arithmetic against your own load list, and lesson four covers building that list before buying panels.
Heat: 4,018 heating degree days
That is a cold-climate heating season, where the fuel supply is a year-round job and a second heat source earns its keep. Heating demand at this level dwarfs everything electrical in the house, which is why almost nobody here heats with electricity from a battery bank.
As a rough order of magnitude, a small, reasonably insulated cabin heated mainly with wood in a climate like this tends to burn in the region of 3.3 cords a season, with the real figure swinging widely on insulation, house size, and how you burn. Treat that as a bracket for planning your woodshed rather than a promise, split and stack a season ahead, and check with a moisture meter before burning. The firewood calculator and heat-loss calculator narrow it down from your own building.
Water: what the roof would actually catch
Montgomery County receives about 50.2 inches of precipitation a year. A 1,000 square foot roof here would shed on the order of 26,573 gallons a year at a realistic 85 percent collection efficiency, before any losses to first-flush diversion, evaporation, or overflow in a heavy storm.
The annual total is the easy part. What sizes a cistern is the longest dry stretch, because catchment is seasonal almost everywhere and a tank that covers the average year can still run empty in August. Check the local rules too: rainwater harvesting is regulated in some states even where it is broadly allowed. The rainwater calculator works from your own roof and rainfall pattern, and lesson three covers why water is chosen before power.
Distance is part of the plan
Measured straight line from the center of Montgomery County: the nearest fire station is about 0.1 miles away (Station 5), the nearest hospital is about 6.6 miles away (Colonel Florence A Blanchfield Army Community Hospital), the nearest supermarket is about 0.2 miles away (Walmart Neighborhood Market). Road miles will be longer, and in winter longer again.
The fire distance is worth noting before you buy rather than at renewal: insurers commonly rate rural property partly on how far it is from a responding station and from a water source, and some decline off-grid or owner-built structures outright. Ask an agent who writes rural policies what they would need to see, while the answer can still change what you build. Lesson eleven covers the insurance and financing side.
The hospital distance sets what your first aid kit and your medical plan have to cover in the gap, and it is the number to think about before anyone in the household depends on refrigerated medication or mains-powered equipment.
Confirming this for your own parcel
On this page 3 of the eight topics are recorded as unclear or as varying within Montgomery County: what counts as a dwelling, greywater, mandatory utility connection. Those are the calls to make first, because they are the ones where a general answer cannot be trusted for a specific parcel. Ask for the answer in writing where the office will give it, and note the name and the date where it will not.
Where a topic is recorded as settled here (zoning, building permits and codes, septic and sewage, rainwater harvesting, wells and water rights), the source is cited further down this page. Sources go stale, ordinances get amended, and this site logs corrections publicly rather than editing them away, so if you find something here that no longer matches the county, the corrections page is how to say so.
Before any of those calls, walk the parcel with the land walk checklist and take the questions for the county with you. The parcel check pulls flood, wetland, slope, and access data for a specific parcel and shows its sources, which is a good way to arrive at the office with the questions already framed. Lesson two is the wider version of this list.
Sources
Primary sources (statutes, agencies, municipal documents)
- Montgomery Planning: Zoning Montgomery - Directory montgomeryplanning.org
- Montgomery County, TN montgomerytn.gov
- Zoning in Montgomery County - Regulations & Guidelines montgomeryplanning.org
- BUILDING AND CODES DEPARTMENT montgomerytn.gov
- BUILDING AND CODES DEPARTMENT 350 PAGEANT LANE, SUITE 309 montgomerytn.gov
- Montgomery County, TN montgomerytn.gov
- Homeowners with Septic Systems Are Encouraged by Montgomery County DPS to Follow Best-Practice Operation and Maintenance Guidelines as ‘Septic Smart Week’ Approaches www2.montgomerycountymd.gov
- Water Permits www.tn.gov
- STATE OF TENNESSEE DEPARTMENT OF ENVIRONMENT AND CONSERVATION dataviewers.tdec.tn.gov
- Montgomery County, TN montgomerytn.gov
Only government, statute, municipal, university, and regional-planning sources are listed. Pages used to find an issue but not to substantiate it are not cited. See how this database is researched.
Live here? Help keep Montgomery County accurate.
Residents, landowners, builders, and town officials: confirm what is right or tell me what is wrong. Every note is checked before it appears. Two minutes, no account.
FAQ
Common questions about off-grid living in Montgomery County
Is it legal to live off-grid in Montgomery County, Tennessee?
There is no outright ban on living off-grid in Montgomery County, Tennessee - it is legal but regulated. Zoning and land use are restricted, putting a cabin, tiny home, or RV on raw land is not clearly documented online, so confirm it locally, and building permits are restricted. Plan around septic/wastewater (restricted) and disconnecting from utilities (not clearly documented online, so confirm it locally). Because these rules are set locally, confirm the specifics with Montgomery County before you buy land or build.
Is Montgomery County, Tennessee zoning-free like some rural TN counties?
No. Unlike some rural Tennessee counties with no zoning at all, Montgomery County has an active countywide zoning resolution for unincorporated land, administered by the CMCRPC, so you can't assume total freedom on raw land here.
Can I put a tiny home or RV on my land as a permanent residence?
I couldn't confirm a specific county rule on this. It likely falls back to the state baseline, so I'd call Montgomery County Building and Codes directly before buying or moving anything onto the property.
Do I need a septic permit before I can build?
Yes. Montgomery County requires a septic permit from the Environmental and Groundwater Protection office as a prerequisite to pulling your building permit, and there's no dry-cabin exemption I found.
Is rainwater harvesting legal?
Yes, no county restriction was found on residential rainwater collection; the county's stormwater rules apply to development runoff, not household catchment systems.
Can I drill my own well?
You need a TDEC-licensed well driller to do the work; private wells themselves are legal in unincorporated parts of the county even though the Clarksville Water System serves the wider metro area.
New here, or not sure where this fits? Start here walks through the whole thing in order.
