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Off-grid site report

Floyd County, IN

38.3335, -85.9336
Read this before you act on anything below. This is my researched starting point for Floyd County, IN, not legal advice and not a guarantee. Rules change, and the deciding facts on any specific parcel (setbacks, perc results, overlay districts, deed restrictions, road frontage) live at the county or town office, not in any database. Before you buy land or build, confirm the current rules directly with the local zoning and health offices - the sources on this page tell you exactly who to call.

The local rulesFloyd County, IN

Zoning & raw-land occupancy
Varies locallyFloyd County Zoning Ordinance FCO-2006-06 covers unincorporated areas, administered by the Floyd County Plan Commission; New Albany, Georgetown, and Greenville have their own separate planning jurisdictions and ordinances. source
Dwellings, tiny homes & RVs
Unclear - verifyThe county ordinance sets standards for manufactured homes (foundation, square footage, post-1981 construction) tied to Indiana Code, but specific tiny-home size caps circulating online are not confirmed in the official ordinance, and RV-as-permanent-dwelling rules aren't addressed in reviewed excerpts. Confirm with the Plan Commission. source
Building permits & codes
RestrictedFloyd County Building and Development Services requires permits for construction, and per the zoning ordinance it is unlawful to occupy a structure without a Certificate of Occupancy from the Building Commissioner. source
Septic & composting toilets
RestrictedThe Floyd County Health Department's Environmental Health division permits and inspects onsite sewage systems under state rule 410 IAC 6-8.3, and the county is establishing an Onsite Wastewater Management District for unincorporated areas plus Greenville and Georgetown. source
Greywater reuse
Unclear - verifyNo dedicated Floyd County or state greywater ordinance was found separate from general onsite sewage rules; ask the Health Department's Environmental Health division directly. source
Rainwater harvesting
Unclear - verifyNo Floyd County ordinance addressing rainwater harvesting was found, suggesting it inherits the state's general lack of prohibition, but this isn't confirmed at the county level. Check with Building and Development Services if plumbing it into a structure.
Private wells & water rights
Generally allowedPrivate well construction and groundwater use are regulated statewide by the Indiana DNR Division of Water, and no additional county-level well permitting was found in official Floyd County sources. source
Living disconnected from utilities
Unclear - verifyNo official Floyd County page explicitly requires or forbids living without grid utility hookups; the Certificate of Occupancy process under Building and Development Services is the practical point where habitability, including water and sewage compliance, gets checked. source

Open the full county page with sources →

Sun30-year normals

Peak-sun hours, annual average
4.8 hrs/day
Worst month (sizes an off-grid array)
3.2 hrs/day
Yearly output per 1 kW of panels
1,359 kWh
JFMAMJJASOND

Weather1991-2020

Precipitation
45 in/yr
Snowfall
13 in/yr
Heating degree days
4,097 (moderate)
Frost-free season
Apr 3 to Nov 4

How far help isstraight-line

Hospital
Norton Hospital Campus
11.6 mi
Fire station
Georgetown Township Fire Protection District Station 1
3.4 mi
Hardware store
Limeberry
2.2 mi
Grocery
5 Diamond Detailing
2.9 mi

From OpenStreetMap. Road miles will be longer, often much longer in hill country.

Plan this spot

These open with this location's real numbers already filled in (ZIP 47119).

Size a solar systemHeat loss & insulationFirewood per winterRainwater harvestGarden sizePanel tilt

Looking at a specific parcel in Floyd County, IN?The rules above are the jurisdiction. The land check runs the parcel itself: flood zone, soils and septic suitability, wetlands, slope, access, climate, and these verdicts, from a parcel number or coordinates.
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Sources: US Census Bureau geocoder; NLR PVWatts v8 (solar); NOAA NCEI 1991-2020 climate normals (nearest station) or Open-Meteo (ZIP-centroid) for weather; Open-Elevation; OpenStreetMap contributors. Public data retrieved Aug 22, 2026; agencies update their layers on their own schedules. Planning data, not a survey or legal advice.

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